Speculation Tax Calculator

Calculate if and how much speculation tax applies when selling your property

Purchase Date Date of the notarized purchase contract

Purchase Price

Purchase Costs

Notary, transfer tax, broker fees at purchase

Planned Sale Date

Expected Sale Price

Sale Costs

Notary, broker, prepayment penalty

Improvement Costs

Value-adding measures (not repairs)

How was the property used?

Rented out Owner-occupied (last 3 years)

Total Depreciation Claimed

Sum of all depreciation deductions claimed

Annual Income (without sale)

Taxable income

Fill out the form to calculate the estimated speculation tax.

If more than 10 years pass between purchase and sale, the gain is tax-free. The date of the notarized purchase contract is decisive.

Owner-occupied properties can be sold tax-free even before 10 years if you lived there in the year of sale and the two preceding years.

For rental properties, previously claimed depreciation is added back to the gain - it's effectively taxed retroactively.

This calculator is for guidance only and does not replace tax advice. Actual tax liability may vary. Consult a tax advisor for binding information.

Selling property? We find the right buyer.

Get Free Advice